The short details are : time wasting, harassment and fraud, the details are below.

Micheal will call up and present himself as a pay piggie/or wanting financial domination. he will ask a zillion questions before committing to a call. When he finally commits to a call, he will then enjoy his time. After cumming he will then ask you how you  like chargebacks, tell you the card is stolen and call you stupid among other choice words.  The fun part about this looser, is if you don’t immediately block him he will rapid fire call you  over and over shouting profanities,calling you names and asking you if you would like “another stolen credit card he got off the internet”.